Obstructive Sleep Apnea And Health Insurance For Truck Drivers
Truck driving is perhaps one of the most dangerous jobs in the world. Most people don’t understand why it is so dangerous. Due to accidents, many drivers are killed on the job each year. Even the most careful truck drivers are not guaranteed that they will not encounter issues on the road. For this reason, truck drivers need to have medical insurance to protect their overall welfare. Health insurance for truckers is tough to get
There are several different types of good health insurance that drivers might be able to get. If you want to make sure that you get the most out of your health benefits, it is highly recommended that you consult an insurance expert. This is necessary to know which good health insurance for truck drivers is the most appropriate for you.
Because of the way of life that many drivers live, they typically will have serious health problems. For this reason, it is really important to have a health plan that would cover your health benefits in case you encounter some health-related problems along the way. Most health insurance for truck drivers cover health benefit plans that encompass medical services such as ICU, lab procedures, surgical operations and others. You also need prescription help.
If you will get health insurance plan, it is important that you consider some vital factors regarding the premiums as well as the benefits. Not all insurance policies are expensive. There is good health insurance for truck drivers which are affordable. You need to make sure that you chose a plan that will give you the best benefits that you can afford. Because there are so many plans available for you to chose from, you must do your homework and be very careful of your selection.
Truck drivers that haven’t been treated for sleep disorders , such as obstructive sleep apnea, are a serious threat to themselves and others that are traveling our highway system. Driver weariness is responsible for over 110,000 motor vehicle accidents and over 1,500 fatalities every year and the National Highway Traffic Safety Administration estimates the cost of fatigued driving is $12.4 billion per year. The Situational Performance of the untreated driver is comparable to that of a person with a .06 - .08 Blood Alcohol Content level. As you can see, sleep apnea in the trucking industry is a problem.
It is of great concern that drivers with obstructive sleep apnea frequently under report or minimize warning signs such as daytime drowsiness and snoring. With limited exercise, erratic schedules and a high fat eating habit, the trucking habits is extremely unhealthy. It is very clear to see why the trucking industry is so high risk. While the trucking lifestyle per se isn’t directly responsible for sleep apnea, it contributes greatly to it.
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